Personal Banking Products and Services
Guaranty Federal Bank Plc. makes managing your money easier every day. You no longer need to worry about which type of bank account is best for everyday transactions when you have an account open with us. Why? Because our personalized banking options, responsive customer service and knowledgeable employees guarantee an incredible daily banking experience.
Looking for a great International and local bank? We've got you. Need the best saving account for your situation? We can help. Want a free checking account? Look no further than Guaranty Federal Bank Plc.!
It's also easy to bank with us every day by accessing your accounts via our Secure login Page . Check out all of our everyday banking products and services below!
Open an online Account in minutes.
We make it easy to build your savings automatically from your debit card activity. Automatically round up your everyday debit card transactions to the nearest whole dollar and send the extra change directly into your savings account. It's that easy and works with any Guaranty Federal Bank Plc. checking account, debit card and a regular savings account. Sign-up is easy, just call toll-free 1.833.875.2492 or visit any Guaranty Federal Bank Plc. location.
Elevate Checking
A International Account that rewards clients with a premium rate.
- A minimum of 15 qualifying Visa® debit card purchases each statement period (purchases must have posted to the account by the last business day of the statement cycle)
- Receive at least one Direct Deposit each statement period (Direct Deposit must have posted to the account by the last business day of the statement cycle), and
- Enroll in Guaranty Federal Bank Plc. Internet Banking and enroll to receive E-Statements2 for this account
| Minimum Balance for APY1 | APY1 | Minimum to Open |
| $0.01 - $500.00 | 3.00% | $50.00 |
| $500.01 + | 0.25% | $50.00 |
Elite Checking
Give your money a leg up with Elite Checking — the checking account that comes with rewards including competitive interest and so much more!
- Free initial Visa® debit card
- Free access to 37,000+ nationwide MoneyPass® ATMs
- Free online banking and mobile banking
- Free eStatements*
- Free bill pay
- Minimum deposit to open $50
| Minimum Balance for APY1 | APY1 | Minimum to Open |
| $0.01 - $99.99 | 0.10% | $50.00 |
| $1.00 + | 0.20% | $50.00 |
BankOn
The average person without a bank account spends nearly 5% of their net income on unnecessary fees at alternative financial institutions and still doesn’t have access to all the money-saving features of a mainstream bank. Don’t spend more than you have to take advantage of our BankOn Checking Account instead.
- Safe & secure account to store your earnings and begin saving
- Free initial Visa® debit card
- Free access to 37,000+ nationwide MoneyPass® ATMs
- Free online and mobile banking
- Free eStatements*
- Free bill pay
- 24/7 telephone banking
- Live operators and local customer service
- $25 minimum deposit to open
- $5 monthly service charge
- No inactivity fees
No matter what your unique financial situation, We offer a variety of savings options, to help you meet your short- and long-term goals.
Make saving a breeze. Automatically round up your everyday debit card transactions to the nearest whole dollar and send the extra change directly into your savings account. It's that easy.
- Build your savings automatically from your debit card activity
- Works with any Guaranty Federal Bank Plc. checking account, debit card and a regular savings account
- Easy sign up, just call toll-free 1.833.875.2492 or visit any Guaranty Federal Bank Plc. location
Personal Savings Account
Make tomorrow better by saving today. Our Personal Savings helps you meet savings goals faster with competitive interest — plus, free online services to manage your money.
- Earn competitive interest
- Maintain safekeeping for your funds
- Avoid $7 quarterly service charge by maintaining a $100 minimum daily balance
- Unlimited withdrawals
- Free online banking
- Free eStatements2
- Free mobile banking
- Free Visa® ATM card